To family and businesses abroad, by bank deposit, mobile wallet or cash pickup. You see the fee and the exchange rate before you pay.
We send from Canada to six regions. Pick one to read how money is usually received there. Your choice is added to the contact form.
Choose a region
All regions
Money sent from Canada reaches families and businesses in every region. Pick one to read about it.
Region notes are general information. Payout options vary by country.
South and Southeast Asia receive a large share of the money sent from Canada. Bank deposits are the norm, with mobile wallets and cash pickup widely used in the Philippines, Bangladesh and Pakistan.
Transfers here are mostly family support and business payments. Recipients usually receive funds by bank deposit in local currency.
Mobile money is the everyday way to get paid across much of East and West Africa. Bank deposit and cash pickup cover the rest.
Euro payments travel over SEPA once they reach Europe, so bank deposits arrive quickly. Common for family support, tuition and property.
From Canada to the United States, Mexico, the Caribbean and Latin America. Bank deposit and cash pickup are both common.
Australia, New Zealand and the Pacific Islands. Bank deposits are standard; Pacific Island families often rely on regular monthly transfers.
Region notes are general information. Payout options vary by country.
Transfers abroad, business payments, currency exchange, money orders, cheque cashing. The rate and fee are confirmed before you pay.
Personal transfers
Send a monthly allowance, help with a bill or cover an emergency. Your recipient gets the money in their own currency, in the way that works best where they live.
Have ready: Government-issued photo ID; recipient's full name and country; their bank, mobile wallet or pickup details.
Business payments
Pay overseas suppliers, freelancers and staff from a Canadian business. We match each payment to its invoice reference so it reconciles on both sides.
Have ready: Certificate of incorporation and business number; ID for directors and owners of 25% or more; the invoice or payment instructions.
Currency exchange
Convert Canadian dollars at a rate quoted up front and held for the transfer. We handle major currencies and many emerging-market currencies.
Have ready: Government-issued photo ID; the amount and the currency you need; what the money is for, for larger amounts.
Tuition and larger payments
For a larger transfer, we tell you which documents to have ready, check the payment details with you and stay in touch until the money arrives.
Have ready: Government-issued photo ID; the invoice, admission letter or agreement; where the money comes from, for larger amounts.
Payment services
As a payment service provider, we receive funds on behalf of businesses and pay them out to suppliers, partners or customers on an agreed schedule, with a clear record of every movement.
Have ready: Certificate of incorporation and business number; ID for directors and owners of 25% or more; A description of your customers and payment flows.
Money orders
Buy a money order for rent, deposits or any payee who won't accept a personal cheque. We also redeem money orders that we have issued.
Have ready: Payment for the money order and our fee; the payee's name; photo ID for $3,000 or more.
Cheque cashing
Bring a cheque and photo ID and leave with the funds. We check the cheque before cashing it and tell you the fee first.
Have ready: The cheque, unsigned until you are at the counter; government-issued photo ID; your address and phone number.
The amount, the destination and how the money should be received.
We confirm who you are with government-issued photo ID.
You pay the amount and fee, and we send the money at the quoted rate.
We confirm when the money has been paid out.
Business accounts start with a check of your company, its directors and anyone who owns 25% or more. Ask about a business account
Money services businesses in Canada must follow anti-money-laundering rules. We apply them to every transfer.
People in Canada send money abroad to cover rent, school fees, medical bills and invoices. We arrange those payments and keep you updated until they arrive.
Cascade Remit Limited is incorporated in Ontario and registered with FINTRAC as a money services business. We serve individuals and businesses. One team handles each transfer from the quote to delivery.
Yes. Cascade Remit Limited is registered with FINTRAC, Canada's financial intelligence unit, as a money services business (registration number N300002125). You can check this on FINTRAC's public MSB registry.
It depends on the country and payout method. Mobile wallet and cash pickup are often same day. Bank deposits usually take one to three business days. We give you an estimate with your quote.
Valid government-issued photo ID, such as a passport or a Canadian driver's licence. FINTRAC rules require identity checks for transfers of $1,000 or more, and we may ask where the money comes from and what it is for.
We quote a rate before you confirm. It includes our margin, and any fee is shown separately, so you know exactly what the recipient will get.
Their full name as it appears on their ID or bank account, their country, and their bank, mobile wallet or pickup details.
Yes. We pay suppliers, contractors and staff abroad. Choose “Business payments” in the contact form and tell us roughly how much you send each month.
Bring the cheque or the payment amount and valid government-issued photo ID. For $3,000 or more, FINTRAC rules require us to record your identity.
Canadian anti-money-laundering law requires money services businesses to know their customers and understand their transactions.
Yes, if the money has not yet been paid out. Contact us as soon as possible and we will tell you whether it can still be stopped.
Tell us where you want to send money and how much, and we'll reply with the next steps and a quote.